Lady on FB offering to pay my debts. Scam?
On thanksgiving day some lady posted in a facebook group that her father had just passed away (left her money) and in good deed because it was thanksgiving she was offering to pay people’s debts. Well I inboxed her and she pretty much wants me to open up a bank account with First Tech Credit Union and give her my log in and password info. Ofcourse its sketchy! So I questioned her and asked why she wanted that instead of her sending me the money directly from her bank to mine, She then responded because she wants to keep records of my debts. (She asked for proof and I sent her screenshots ONLY of my outstanding balances) I heard about the depositing checks scam so I questioned her about how she would deposit the funds and she said cash. Her facebook page is 100% legit, I screenshotted her pics and family profiles etc. We came to an agreement that I would only accept her help if she sends me a picture of her ID before me sending this info. She literally just wants to deposit the money to me, She isn’t asking me to send nobody money from that account or anything. Of course the account will be empty when I provide it to her. When she does deposit the money I am planning to immediately change the password and obviously stay watching my account activity while she deposits the funds. She actually also provided pics of other accounts she funded. My question is, is this a scam? And if so how could she possibly scam me? Specially if i have her information and A pic of her ID. She is a christian lady and looks like she has a good heart, We talked about my struggles and she actually looked into why I needed to be assisted with the money. By no means was she pushy or anything. I want to believe that she just wants to help me but I am also too skeptical.
credit scams credit-unions
asked Dec 1 '18 at 4:28
Jenevy MyersJenevy Myers
191
add a comment |
On thanksgiving day some lady posted in a facebook group that her father had just passed away (left her money) and in good deed because it was thanksgiving she was offering to pay people’s debts. Well I inboxed her and she pretty much wants me to open up a bank account with First Tech Credit Union and give her my log in and password info. Ofcourse its sketchy! So I questioned her and asked why she wanted that instead of her sending me the money directly from her bank to mine, She then responded because she wants to keep records of my debts. (She asked for proof and I sent her screenshots ONLY of my outstanding balances) I heard about the depositing checks scam so I questioned her about how she would deposit the funds and she said cash. Her facebook page is 100% legit, I screenshotted her pics and family profiles etc. We came to an agreement that I would only accept her help if she sends me a picture of her ID before me sending this info. She literally just wants to deposit the money to me, She isn’t asking me to send nobody money from that account or anything. Of course the account will be empty when I provide it to her. When she does deposit the money I am planning to immediately change the password and obviously stay watching my account activity while she deposits the funds. She actually also provided pics of other accounts she funded. My question is, is this a scam? And if so how could she possibly scam me? Specially if i have her information and A pic of her ID. She is a christian lady and looks like she has a good heart, We talked about my struggles and she actually looked into why I needed to be assisted with the money. By no means was she pushy or anything. I want to believe that she just wants to help me but I am also too skeptical.
credit scams credit-unions
asked Dec 1 '18 at 4:28
Jenevy MyersJenevy Myers
191
6
Welcome new user. It's just a simple scam. (A team of people sit there trying to scam 100s of suckers at once, you're not even talking to "one person".)
– Fattie
Dec 1 '18 at 5:06
1
You can be sure it's not "some lady". More likely some bloke Nigeria who at other times pretends to be a prince in Nigeria, or closely related to someone who had to leave the country and leave $20,000,000 behind.
– gnasher729
Dec 1 '18 at 15:35
1
While some people do give away money (for instance the man who recently gave $1000 (each) to high schools students & staff affected by the Paradise, California fire), they don't set up complicated bank account schemes, they just hand out checks.
– jamesqf
Dec 1 '18 at 19:17
If you think something has any chance of being a scam, assume it is and stay away from it.
– Rich
Dec 1 '18 at 20:52
1
Asking someone online for an ID proves nothing. They can send you a fake ID, or an ID stolen from someone else they scammed. (Scammers routinely ask their marks to send scanned IDs precisely for the purpose of stealing their identities online.) Even if everything goes swimmingly and you lock her out and keep the money, you might find in a year or two that you're being investigated as part of some money laundering scheme.
– Steve-O
Dec 5 '18 at 16:02
add a comment |
On thanksgiving day some lady posted in a facebook group that her father had just passed away (left her money) and in good deed because it was thanksgiving she was offering to pay people’s debts. Well I inboxed her and she pretty much wants me to open up a bank account with First Tech Credit Union and give her my log in and password info. Ofcourse its sketchy! So I questioned her and asked why she wanted that instead of her sending me the money directly from her bank to mine, She then responded because she wants to keep records of my debts. (She asked for proof and I sent her screenshots ONLY of my outstanding balances) I heard about the depositing checks scam so I questioned her about how she would deposit the funds and she said cash. Her facebook page is 100% legit, I screenshotted her pics and family profiles etc. We came to an agreement that I would only accept her help if she sends me a picture of her ID before me sending this info. She literally just wants to deposit the money to me, She isn’t asking me to send nobody money from that account or anything. Of course the account will be empty when I provide it to her. When she does deposit the money I am planning to immediately change the password and obviously stay watching my account activity while she deposits the funds. She actually also provided pics of other accounts she funded. My question is, is this a scam? And if so how could she possibly scam me? Specially if i have her information and A pic of her ID. She is a christian lady and looks like she has a good heart, We talked about my struggles and she actually looked into why I needed to be assisted with the money. By no means was she pushy or anything. I want to believe that she just wants to help me but I am also too skeptical.
credit scams credit-unions
asked Dec 1 '18 at 4:28
Jenevy MyersJenevy Myers
191
On thanksgiving day some lady posted in a facebook group that her father had just passed away (left her money) and in good deed because it was thanksgiving she was offering to pay people’s debts. Well I inboxed her and she pretty much wants me to open up a bank account with First Tech Credit Union and give her my log in and password info. Ofcourse its sketchy! So I questioned her and asked why she wanted that instead of her sending me the money directly from her bank to mine, She then responded because she wants to keep records of my debts. (She asked for proof and I sent her screenshots ONLY of my outstanding balances) I heard about the depositing checks scam so I questioned her about how she would deposit the funds and she said cash. Her facebook page is 100% legit, I screenshotted her pics and family profiles etc. We came to an agreement that I would only accept her help if she sends me a picture of her ID before me sending this info. She literally just wants to deposit the money to me, She isn’t asking me to send nobody money from that account or anything. Of course the account will be empty when I provide it to her. When she does deposit the money I am planning to immediately change the password and obviously stay watching my account activity while she deposits the funds. She actually also provided pics of other accounts she funded. My question is, is this a scam? And if so how could she possibly scam me? Specially if i have her information and A pic of her ID. She is a christian lady and looks like she has a good heart, We talked about my struggles and she actually looked into why I needed to be assisted with the money. By no means was she pushy or anything. I want to believe that she just wants to help me but I am also too skeptical.
credit scams credit-unions
credit scams credit-unions
asked Dec 1 '18 at 4:28
Jenevy MyersJenevy Myers
191
asked Dec 1 '18 at 4:28
Jenevy MyersJenevy Myers
191
asked Dec 1 '18 at 4:28
Jenevy MyersJenevy Myers
191
asked Dec 1 '18 at 4:28
Jenevy MyersJenevy Myers
191
asked Dec 1 '18 at 4:28
Jenevy MyersJenevy Myers
191
191
6
Welcome new user. It's just a simple scam. (A team of people sit there trying to scam 100s of suckers at once, you're not even talking to "one person".)
– Fattie
Dec 1 '18 at 5:06
1
You can be sure it's not "some lady". More likely some bloke Nigeria who at other times pretends to be a prince in Nigeria, or closely related to someone who had to leave the country and leave $20,000,000 behind.
– gnasher729
Dec 1 '18 at 15:35
1
While some people do give away money (for instance the man who recently gave $1000 (each) to high schools students & staff affected by the Paradise, California fire), they don't set up complicated bank account schemes, they just hand out checks.
– jamesqf
Dec 1 '18 at 19:17
If you think something has any chance of being a scam, assume it is and stay away from it.
– Rich
Dec 1 '18 at 20:52
1
Asking someone online for an ID proves nothing. They can send you a fake ID, or an ID stolen from someone else they scammed. (Scammers routinely ask their marks to send scanned IDs precisely for the purpose of stealing their identities online.) Even if everything goes swimmingly and you lock her out and keep the money, you might find in a year or two that you're being investigated as part of some money laundering scheme.
– Steve-O
Dec 5 '18 at 16:02
add a comment |
6
Welcome new user. It's just a simple scam. (A team of people sit there trying to scam 100s of suckers at once, you're not even talking to "one person".)
– Fattie
Dec 1 '18 at 5:06
1
You can be sure it's not "some lady". More likely some bloke Nigeria who at other times pretends to be a prince in Nigeria, or closely related to someone who had to leave the country and leave $20,000,000 behind.
– gnasher729
Dec 1 '18 at 15:35
1
While some people do give away money (for instance the man who recently gave $1000 (each) to high schools students & staff affected by the Paradise, California fire), they don't set up complicated bank account schemes, they just hand out checks.
– jamesqf
Dec 1 '18 at 19:17
If you think something has any chance of being a scam, assume it is and stay away from it.
– Rich
Dec 1 '18 at 20:52
1
Asking someone online for an ID proves nothing. They can send you a fake ID, or an ID stolen from someone else they scammed. (Scammers routinely ask their marks to send scanned IDs precisely for the purpose of stealing their identities online.) Even if everything goes swimmingly and you lock her out and keep the money, you might find in a year or two that you're being investigated as part of some money laundering scheme.
– Steve-O
Dec 5 '18 at 16:02
6
6
Welcome new user. It's just a simple scam. (A team of people sit there trying to scam 100s of suckers at once, you're not even talking to "one person".)
– Fattie
Dec 1 '18 at 5:06
Welcome new user. It's just a simple scam. (A team of people sit there trying to scam 100s of suckers at once, you're not even talking to "one person".)
– Fattie
Dec 1 '18 at 5:06
1
1
You can be sure it's not "some lady". More likely some bloke Nigeria who at other times pretends to be a prince in Nigeria, or closely related to someone who had to leave the country and leave $20,000,000 behind.
– gnasher729
Dec 1 '18 at 15:35
You can be sure it's not "some lady". More likely some bloke Nigeria who at other times pretends to be a prince in Nigeria, or closely related to someone who had to leave the country and leave $20,000,000 behind.
– gnasher729
Dec 1 '18 at 15:35
1
1
While some people do give away money (for instance the man who recently gave $1000 (each) to high schools students & staff affected by the Paradise, California fire), they don't set up complicated bank account schemes, they just hand out checks.
– jamesqf
Dec 1 '18 at 19:17
While some people do give away money (for instance the man who recently gave $1000 (each) to high schools students & staff affected by the Paradise, California fire), they don't set up complicated bank account schemes, they just hand out checks.
– jamesqf
Dec 1 '18 at 19:17
If you think something has any chance of being a scam, assume it is and stay away from it.
– Rich
Dec 1 '18 at 20:52
If you think something has any chance of being a scam, assume it is and stay away from it.
– Rich
Dec 1 '18 at 20:52
1
1
Asking someone online for an ID proves nothing. They can send you a fake ID, or an ID stolen from someone else they scammed. (Scammers routinely ask their marks to send scanned IDs precisely for the purpose of stealing their identities online.) Even if everything goes swimmingly and you lock her out and keep the money, you might find in a year or two that you're being investigated as part of some money laundering scheme.
– Steve-O
Dec 5 '18 at 16:02
Asking someone online for an ID proves nothing. They can send you a fake ID, or an ID stolen from someone else they scammed. (Scammers routinely ask their marks to send scanned IDs precisely for the purpose of stealing their identities online.) Even if everything goes swimmingly and you lock her out and keep the money, you might find in a year or two that you're being investigated as part of some money laundering scheme.
– Steve-O
Dec 5 '18 at 16:02
add a comment |
1 Answer
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Yes, this is a scam. Your instinct was correct, and you should not engage with this person further.
Scam artists use other people's bank accounts to move money around from scam to scam. Even if you give her access to a bank account with no money in it, that bank account will be in your name, and the scam artist will use it for illegal activity in your name. If you are somehow able to get funds out of it while it has money in it (unlikely), the money you will be obtaining will undoubtedly be stolen money from someone else.
If a Christian lady with a good heart really wanted to give money away to pay people's debts, she wouldn't go looking for strangers on Facebook. She would instead probably find local people she knows from her church and community. She certainly would not instruct people to open a new bank account and give her the username and password.
If a true friend of yours wanted to give you money, she would write you a check.
It is a bad idea to give anyone your bank username and password.
answered Dec 1 '18 at 4:45
Ben MillerBen Miller
77.3k19210277
3
It is always a very bad idea to give anyone your bank username and password. There are no exceptions to this rule.
– stannius
Dec 3 '18 at 16:05
add a comment |
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Yes, this is a scam. Your instinct was correct, and you should not engage with this person further.
Scam artists use other people's bank accounts to move money around from scam to scam. Even if you give her access to a bank account with no money in it, that bank account will be in your name, and the scam artist will use it for illegal activity in your name. If you are somehow able to get funds out of it while it has money in it (unlikely), the money you will be obtaining will undoubtedly be stolen money from someone else.
If a Christian lady with a good heart really wanted to give money away to pay people's debts, she wouldn't go looking for strangers on Facebook. She would instead probably find local people she knows from her church and community. She certainly would not instruct people to open a new bank account and give her the username and password.
If a true friend of yours wanted to give you money, she would write you a check.
It is a bad idea to give anyone your bank username and password.
answered Dec 1 '18 at 4:45
Ben MillerBen Miller
77.3k19210277
3
It is always a very bad idea to give anyone your bank username and password. There are no exceptions to this rule.
– stannius
Dec 3 '18 at 16:05
add a comment |
Yes, this is a scam. Your instinct was correct, and you should not engage with this person further.
Scam artists use other people's bank accounts to move money around from scam to scam. Even if you give her access to a bank account with no money in it, that bank account will be in your name, and the scam artist will use it for illegal activity in your name. If you are somehow able to get funds out of it while it has money in it (unlikely), the money you will be obtaining will undoubtedly be stolen money from someone else.
If a Christian lady with a good heart really wanted to give money away to pay people's debts, she wouldn't go looking for strangers on Facebook. She would instead probably find local people she knows from her church and community. She certainly would not instruct people to open a new bank account and give her the username and password.
If a true friend of yours wanted to give you money, she would write you a check.
It is a bad idea to give anyone your bank username and password.
answered Dec 1 '18 at 4:45
Ben MillerBen Miller
77.3k19210277
3
It is always a very bad idea to give anyone your bank username and password. There are no exceptions to this rule.
– stannius
Dec 3 '18 at 16:05
add a comment |
Yes, this is a scam. Your instinct was correct, and you should not engage with this person further.
Scam artists use other people's bank accounts to move money around from scam to scam. Even if you give her access to a bank account with no money in it, that bank account will be in your name, and the scam artist will use it for illegal activity in your name. If you are somehow able to get funds out of it while it has money in it (unlikely), the money you will be obtaining will undoubtedly be stolen money from someone else.
If a Christian lady with a good heart really wanted to give money away to pay people's debts, she wouldn't go looking for strangers on Facebook. She would instead probably find local people she knows from her church and community. She certainly would not instruct people to open a new bank account and give her the username and password.
If a true friend of yours wanted to give you money, she would write you a check.
It is a bad idea to give anyone your bank username and password.
answered Dec 1 '18 at 4:45
Ben MillerBen Miller
77.3k19210277
Yes, this is a scam. Your instinct was correct, and you should not engage with this person further.
Scam artists use other people's bank accounts to move money around from scam to scam. Even if you give her access to a bank account with no money in it, that bank account will be in your name, and the scam artist will use it for illegal activity in your name. If you are somehow able to get funds out of it while it has money in it (unlikely), the money you will be obtaining will undoubtedly be stolen money from someone else.
If a Christian lady with a good heart really wanted to give money away to pay people's debts, she wouldn't go looking for strangers on Facebook. She would instead probably find local people she knows from her church and community. She certainly would not instruct people to open a new bank account and give her the username and password.
If a true friend of yours wanted to give you money, she would write you a check.
It is a bad idea to give anyone your bank username and password.
answered Dec 1 '18 at 4:45
Ben MillerBen Miller
77.3k19210277
answered Dec 1 '18 at 4:45
Ben MillerBen Miller
77.3k19210277
answered Dec 1 '18 at 4:45
Ben MillerBen Miller
77.3k19210277
answered Dec 1 '18 at 4:45
Ben MillerBen Miller
77.3k19210277
77.3k19210277
3
It is always a very bad idea to give anyone your bank username and password. There are no exceptions to this rule.
– stannius
Dec 3 '18 at 16:05
add a comment |
3
It is always a very bad idea to give anyone your bank username and password. There are no exceptions to this rule.
– stannius
Dec 3 '18 at 16:05
3
3
It is always a very bad idea to give anyone your bank username and password. There are no exceptions to this rule.
– stannius
Dec 3 '18 at 16:05
It is always a very bad idea to give anyone your bank username and password. There are no exceptions to this rule.
– stannius
Dec 3 '18 at 16:05
add a comment |
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6
Welcome new user. It's just a simple scam. (A team of people sit there trying to scam 100s of suckers at once, you're not even talking to "one person".)
– Fattie
Dec 1 '18 at 5:06
1
You can be sure it's not "some lady". More likely some bloke Nigeria who at other times pretends to be a prince in Nigeria, or closely related to someone who had to leave the country and leave $20,000,000 behind.
– gnasher729
Dec 1 '18 at 15:35
1
While some people do give away money (for instance the man who recently gave $1000 (each) to high schools students & staff affected by the Paradise, California fire), they don't set up complicated bank account schemes, they just hand out checks.
– jamesqf
Dec 1 '18 at 19:17
If you think something has any chance of being a scam, assume it is and stay away from it.
– Rich
Dec 1 '18 at 20:52
1
Asking someone online for an ID proves nothing. They can send you a fake ID, or an ID stolen from someone else they scammed. (Scammers routinely ask their marks to send scanned IDs precisely for the purpose of stealing their identities online.) Even if everything goes swimmingly and you lock her out and keep the money, you might find in a year or two that you're being investigated as part of some money laundering scheme.
– Steve-O
Dec 5 '18 at 16:02